Student Health Insurance Plan

Welcome to ERAU’s Student Health Insurance Plan, United Healthcare Student Resources (UHCSR). UHCSR provides comprehensive, affordable health insurance for our eligible students. Our plan complies with the Affordable Care Act (ACA). UHCSR is a Choice Plus Plan, which provides coverage for preventive care, hospitalization, surgery, maternity, emergency care, medically necessary physician care, prescription drugs and mental health.

Students must have health insurance while attending classes in Daytona Beach (this does not include Worldwide Campus Students).  Eligible students who do enroll may also insure their Dependents.  The student must actively attend classes for at least 31 days after the date for which coverage is purchased.  Home study, correspondence, and online courses do not fulfill the eligibility requirements that the student actively attend classes.

International students cannot complete an online waiver (please see the International Students section below).

If you already have insurance, you may waive out of the UHCSR plan. Dates to waive out vary by semester and are listed below. YOU MUST BE ENROLLED IN CLASSES TO COMPLETE AN INSURANCE WAIVER OR IT WILL NOT BE ACCEPTED.

Instructions to waive out or enroll in the plan are in your TO DO LIST in your ERNIE Account during the different waiver/enroll periods.

Tax Form 1095B

These are available directly from UHCSR by calling 1-800-767-0700 or clicking on the attached for more information.

ID Cards

UHCSR goes green! Students can set up an account online or put an app on their phones to get insurance information and ID cards. Students enrolled in UHCSR can request an ID card through United Healthcare Student Resources at, enter ERAU for school's name, click on current policy year, and scroll down to Create My Account, and follow the steps. The student must set up an account in order to request the card (Create My Account). Once enrolled, you will receive an email from UHCSR (UHCSR MobileAppFlyer). The email will contain the information you need to get started.

ERAU New Students and Returning Students & When to Waive out of the Plan

The United Healthcare Student Resources insurance rates are as follows for incoming students during these semesters:

  • Fall 2018: Price – $1,248.00 — Waiver begins June 30, 2018 through August 27, 2018
  • Spring 2019: Price – $776.00 —Waiver begins November 19, 2018 through January 9, 2019
  • Summer A 2019: Price — $338.00 — Waiver begins April 8, 2019 through May 14, 2019
  • Summer B 2019: Price — $171.00 — Waiver begins May 17, 2019 through June 27, 2019

Student Insurance Plan Highlights & Waiver Instructions

The student insurance plan offers you:

  • Access to United Healthcare’s nationwide network of health care professionals, including primary care and specialist doctors; Dental and Vision coverage can be purchased separately.
  • Travel Assistance Services and Worldwide Medical coverage while traveling abroad.

To View the United Healthcare Student Resources Health Insurance Plan for Your Child:

United Healthcare Student Resources Goes Paperless! Everything is Done Online!

You can now do many things online, such as print out your own insurance card, change your mailing address, search for a network provider in your area, and check the status of your claims by setting up your own online account. It's quick and easy!

  1. Log into
  2. Type in ERAU in the box for School's Name
  3. Click on Create a My Account at the bottom

If you do encounter difficulty, you can call Customer Service at 1-800-767-0700 (7 a.m. to 7 p.m., CST, Monday through Friday).

Worldwide Students

At this time, only registered students of the Daytona Beach & Prescott campuses can participate in the UHCSR insurance. Worldwide students cannot participate in this insurance program.

International students please contact International Student Services for more details on comparable insurance.

All International students and Embry-Riddle Language Institute (ERLI) students — by law and University requirements — must have health insurance as a condition of enrollment. This must be a United States-based insurance with major medical coverage and must meet residency requirements as established by the U.S. State Department. If you have insurance and wish to be exempt from the University group policy, the deadline for providing proof of alternative insurance is the end of the second week of classes.

To be exempt from the University group policy, please bring your policy provisions stipulating the amount of coverage for illness and injury to
Caroline Day at International Student Services, located at The HUB, room 309 or call 386-323-8133, or email

Your information will be forwarded to the Health Insurance Coordinator, who will waive you out of the school insurance, and your account will be credited. If you do not provide proof of your alternative coverage by the second week of class, you will be responsible to pay for the University insurance policy.

  • All registered domestic students taking credit hours are required to purchase the basic benefits of this insurance plan.
  • All International students who are in traditional academic programs are required to purchase the basic benefits of this insurance plan.
  • Eligible students who enroll may also insure their dependents. Eligible dependents are considered the student's spouse or domestic partner and their children (under 25 years of age) who are not self-supporting and live with the insured, or who are a full-or-part-time students. Under certain circumstances, the named insured may also cover a dependent child to the end of the year in which the dependent reaches the age of 30.

For new and returning students to the ERAU campus—these are your waiver periods:

  • Fall 2018: Price – $1,248.00 — Waiver begins June 30, 2018 through August 27, 2018
  • Spring 2019: Price – $776.00 —Waiver begins November 19, 2018 through January 9, 2019
  • Summer A 2019: Price — $338.00 — Waiver begins April 8, 2019 through May 14, 2019
  • Summer B 2019: Price — $171.00 — Waiver begins May 17, 2019 through June 27, 2019

How to Enroll in the Plan

Please go to your ERNIE Account and once you are enrolled in classes you will see complete instructions in your TO DO List in ERNIE. If you see the message that the enrollment/waiver period is over, please contact Health Services for assistance.

Please note: The waiver needs to be completed once a year during the Fall waiver period if you are a continuing student. If you are entering in either Spring or Summer A&B for the first time, you need to complete a waiver during that term and again in the Fall waiver period.

International students and ERLI students:

Cannot complete the online waiver as described in the section below. International/ERLI students will have to contact Caroline Day at or visit International Student Services located at The HUB, room 309, or call 386-323-8133 to waive out of the insurance plan. 

  1. Please go to your Student Homepage
  2. Click on Finances or Profile Tab
  3. Click on Complete Health Insurance Info
  4. Remember to click "Waive" to waive out of the plan
  5. Complete instructions are in your TO DO List in ERNIE and in your TASKS TAB


  • If you have trouble logging into ERNIE with your PIN, you will need to reset it to continue. If the problem persists, please contact IT Support at 386-226-6990.
  • If you are using TRICARE insurance, you will need to input your social security number (SSN) in place of account number. Contact your TRICARE insurance representative if you need additional assistance with questions regarding your plan.

Waivers are only available during the posted dates. Download the Insurance Summary Brochure for further insurance information.

Failure to waive the insurance by the semester deadline will result in the non-refundable insurance fee remaining on your student account. Embry-Riddle is not responsible for insurance waivers that are submitted after the deadline.

If you need additional information or are having trouble waiving out, please contact our Insurance Coordinator at 386-226-6036 or the Health Services Office at 386-226-7917.

When Travelling Out of State/Out of the Country — UHC Global 

UHC Global assists in saving the day for students who are studying or traveling in other states or other countries.  When you're at least 100 miles from home and you're sick or hurt, UHC Global steps in and steps up with immediate access to doctors, hospitals and pharmacies in unfamiliar places.  In the extreme, they'll even help you get home if you need to be medically evacuated.  Services include:  Medical Assistance Service, Medical Evacuation and Repatriation Services, Security and Natural Disaster, Evacuation Services, Worldwide Destination Intelligence, and Travel Assistance Services.  The Toll  Free # is on your SR ID card or in My Account.  For more information on UHC Global, please go to the following website: or click on this link for more information. 

Any insured member traveling abroad should contact UHC Global if he/she needs to obtain medical services and cannot locate those services on his/her own.  UHC Global will assist the member with finding a provider and translation services if needed.  Any provider overseas is out of network.  The member will have to pay for the treatment up front and then submit the claim and proof of payment to UHCSR for reimbursement under the policy.

Download Plan Highlights

The preferred provider for this plan is United Healthcare Choice Plus Plans. If care is received from a preferred provider, any covered medical expenses will be paid at the Preferred Provider level of benefits. If the covered medical expense is incurred due to a medical emergency, benefits will be paid at the preferred provider level of benefits. In all other situations, reduced or lower benefits will be provided when an out-of-network provider is used.

Please contact your Student Health Center:

  • Daytona Student Health Information: Call 386-226-6036 or email Terri Rinko at
  • International/ERLI Insurance Waiver: Call 386-323-8133 or email Caroline Day at 
  • Prescott Student Health Center: Call Brieann Weathersby at 928-777-6653 or email 
  • United Healthcare Student Resources Customer Service: Call 800-767-0700.

Contact Us

Terri Rinko
Student Health Insurance Coordinator
Phone: 386-226-6036

Caroline Day
International/ERLI Student Information 

International Student Services (ISS)
Phone: 386-323-8133