Student Health Insurance Plan


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Health Services wall

Welcome to ERAU’s Student Health Insurance Plan, United Healthcare Student Resources (UHCSR). UHCSR provides comprehensive, affordable health insurance for our eligible students. Our plan complies with the Affordable Care Act (ACA). UHCSR is a Choice Plus Plan, which provides coverage for preventive care, hospitalization, surgery, maternity, emergency care, medically necessary physician care, prescription drugs and mental health.

Students must have health insurance while attending classes in Daytona Beach (this does not include Worldwide Campus Students).  Eligible students who do enroll may also insure their Dependents.  The student must actively attend classes for at least 31 days after the date for which coverage is purchased.  Home study, correspondence, and online courses do not fulfill the eligibility requirements that the student actively attend classes.

If you already have insurance, you may waive out of the UHCSR plan. Dates to waive out vary by semester and are listed below. YOU MUST BE ENROLLED IN CLASSES TO COMPLETE AN INSURANCE WAIVER OR IT WILL NOT BE ACCEPTED. 

Instructions to waive out or enroll in the plan are in your TO DO LIST in your ERNIE Account during the different waiver/enroll periods. At the close of the online waiver you will be asked to email a copy of your health insurance card (front & back) to to complete the waiver. 

ERAU New Students and Returning Students & When to Waive out of the Plan

The United Healthcare Student Resources insurance rates are as follows for incoming students during these semesters:

  • Fall 2020 Price: $1,364.00 — Waiver begins July 1, 2020 through August 14, 2020 
  • Spring 2021 Price: $850.00 — Waiver begins November 2, 2020 through January 11, 2021
  • Summer A 2021 Price: $361.00 — Waiver begins April 1, 2020 through April 30, 2021 
  • Summer B 2021 Price: $179.00 — Waiver begins May 16, 2020 through June 21, 2021 

Please go to your ERNIE Account and once you are enrolled in classes you will see complete instructions in your TO DO List in ERNIE.

Student Insurance Plan Highlights

The student insurance plan offers you:

  • Access to United Healthcare’s nationwide network of health care professionals, including primary care and specialist doctors; Dental and Vision coverage can be purchased separately.
  • Travel Assistance Services and Worldwide Medical coverage while traveling abroad.

To View the United Healthcare Student Resources Health Insurance Plan for Your Child:

United Healthcare Student Resources Goes Paperless! Everything is Done Online!

You can now do many things online, such as print out your own insurance card, change your mailing address, search for a network provider in your area, and check the status of your claims by setting up your own online account. It's quick and easy!

  1. Log into
  2. Type in ERAU in the box for School's Name
  3. Click on Create a My Account at the bottom

If you do encounter difficulty, you can call Customer Service at 1-800-767-0700 (7 a.m. to 7 p.m., CST, Monday through Friday).

Worldwide Students

At this time, only registered students of the Daytona Beach & Prescott campuses can participate in the UHCSR insurance. Worldwide students cannot participate in this insurance program.

When Travelling Out of State/Out of the Country — UHC Global 

UHC Global assists in saving the day for students who are studying or traveling in other states or other countries.  When you're at least 100 miles from home and you're sick or hurt, UHC Global steps in and steps up with immediate access to doctors, hospitals and pharmacies in unfamiliar places.  In the extreme, they'll even help you get home if you need to be medically evacuated.  Services include:  Medical Assistance Service, Medical Evacuation and Repatriation Services, Security and Natural Disaster, Evacuation Services, Worldwide Destination Intelligence, and Travel Assistance Services.  The Toll  Free # is on your SR ID card or in My Account.  For more information on UHC Global, please go to the following website: or click on this link for more information. 

Any insured member traveling abroad should contact UHC Global if he/she needs to obtain medical services and cannot locate those services on his/her own.  UHC Global will assist the member with finding a provider and translation services if needed.  Any provider overseas is out of network.  The member will have to pay for the treatment up front and then submit the claim and proof of payment to UHCSR for reimbursement under the policy.

Download Plan Highlights

The preferred provider for this plan is United Healthcare Choice Plus Plans. If care is received from a preferred provider, any covered medical expenses will be paid at the Preferred Provider level of benefits. If the covered medical expense is incurred due to a medical emergency, benefits will be paid at the preferred provider level of benefits. In all other situations, reduced or lower benefits will be provided when an out-of-network provider is used.

United Healthcare offers its vision program through a national network including both private practice and retail chain providers. To access the Provider Locator service or for a printed directory, visit United Healthcare's website or call (800)638-3120, 24 hours a day, seven days a week. You may also view your benefits.

Open enrollment starts July 1, 2020 and goes through August 31, 2020. Purchase of this plan is only available during this enrollment period. Coverage of your vision plan will start August 16, 2020 and will run until August 15, 2021, insurance coverage starts as low as $123.48 for the year. United Healthcare Vision Plan is available for purchase through website.

Download Plan Highlights

Please download the Vision Summary Brochure coverage, exclusions and limitations.

United Healthcare has an affordable dental plan available for enrolled students sold seperately from ERAU student insurance plan. 

Receive coverage with in-network dentist:

  • 100% Diagnostic Services 
  • 100% Preventive Service
  • 80% Basic Services
  • 50% Major Services. 

Open enrollment starts July 1, 2020 and goes through August 31, 2020. Purchase of this plan is only available during this enrollment period. Coverage of your dental plan will start August 16, 2020 and will run until August 15, 2021, insurance coverage starting as low as $525 for the year. United Healthcare Dental Plan is available for purchase through website. 

Download Plan Highlights

Please download the Dental Summary Brochure coverage.

  • Please go to your Student Homepage
  • Click on Finances or Profile Tab 
  • Click on Complete Health Insurance Info 
  • Remember to click "Enroll" to enroll into the plan 
  • Complete instructions are in your TO DO List in ERNIE and in your TASKS TAB 

Enrollment dates are the same as waiver dates; if you want to enroll after the waiver period has closed, please call Health Services at
386-226-7965 or email You will need to provide a “Qualifying Life Event” letter from your previous insurance carrier.

Health Insurance Information and Waivers 

Health Care in the United States can be expensive, especially if it includes a stay in a hospital. All Embry-Riddle students are required to have medical insurance. To ensure that all students have an appropriate level of insurance, a student insurance policy is included in your tuition and fees.

What if I already have Health Insurance? 

You can waive out of the university-provided healthcare if you are able to show your own insurance. You must process your online waiver request during the time frame offered. No cancellations are allowed beyond the waiver dates.

Your private health insurance must show the following:

  • The claims administrator for your plan is based in the United States and there is a US telephone number and address for submission of claims
  • Your plan provides for both emergency and non-emergency health care in the state of Florida
  • Your plan has participating hospitals, physicians, pharmacies, and mental health care providers within a 50-mile radius of the campus
  • You plan provides inpatient/outpatient mental health care and chemical dependency benefits in Florida
  • Your plan has a benefit for prescription medications in Florida
  • Your plan covers laboratory and radiology expenses in Florida
  • You are able to pay your health insurance plan deductible with your current resources
  • Your plan has a maximum coverage benefit of at least $1,000,000
  • Your plan provides $50,000 minimum coverage for medical evacuation and repatriation.

You will be able to waive out of insurance through your Campus Solutions account.

Please contact your Student Health Center:

  • Daytona Student Health Information: Call 386-226-7965 or email
  • Prescott Student Health Center: Call Brieann Weathersby at 928-777-6653 or email
  • United Healthcare Student Resources Customer Service: Call 800-767-0700

Plan Waiver

  1. Please go to your Student Homepage 
  2. Click on Finances or Profile Tab 
  3. Click on Complete Health Insurance Info 
  4. Remember to click "Waive" to waive out of the plan 
  5. Complete instructions are in your TO DO List in ERNIE and in your TASKS TAB 
  6. Please scan a copy of your health insurance card (front & back) to to complete the waiver process 

Please note: The waiver needs to be completed once a year during the Fall waiver period if you are a continuing student. If
you are entering in either Spring or Summer A&B for the first time, you need to complete a waiver during that term and again in the Fall waiver period. 


  • If you have trouble logging into ERNIE with your PIN, you will need to reset it to continue. If the problem persists, please contact IT Support at 386-226-6990.
  • If you are using TRICARE insurance, you will need to input your social security number (SSN) in place of account number. Contact your TRICARE insurance representative if you need additional assistance with questions regarding your plan.

Waivers are only available during the posted dates. Download the Insurance Summary Brochure for further insurance information.

Failure to waive the insurance by the semester deadline will result in the non-refundable insurance fee remaining on your student account. Embry-Riddle is not responsible for insurance waivers that are submitted after the deadline.

For additional assistance, please email

ID Card

UHCSR goes green! Students can set up an account online or put an app on their phones to get insurance information and ID cards. Students enrolled in UHCSR can request an ID card through United Healthcare Student Resources at, enter ERAU for school's name, click on current policy year, and scroll down to Create My Account, and follow the steps. The student must set up an account in order to request the card (Create My Account). Once enrolled, you will receive an email from UHCSR (UHCSR MobileAppFlyer). The email will contain the information you need to get started.

Tax Form 1095B

These are available directly from UHCSR by calling 1-800-767-0700 or clicking on the attached for more information.
For more information, please go to your ERNIE Account.

Contact Us

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