Health Insurance

2011-2012 Student Insurance Plan Highlights and Waiver Instructions

All registered students must have health insurance (this does not include Worldwide campus students). Enrollment is automatic; your student account will be charged the insurance fee. Upon enrollment, all insurance information (your insurance card) will be sent to your campus mailbox. For those who do not have a campus mailbox, your insurance information will be sent to Health Services where you can pick up the information. 

If you already have insurance, you may waive out of the student plan. Dates may vary by semester. The waiver period for incoming Spring 2012 students is 12/07/2011 through 01/18/2012. 

The Student Insurance Plan offers you:

• Year-round coverage: August 16, 2011 through August 15, 2012
• Access to United Healthcare’s nationwide network of health care professionals, including primary care and specialist doctors
• Travel Assistance Services and Worldwide Medical coverage while traveling abroad

International Students 

All International students and Embry-Riddle Language Institute (ERLI) students- by law and University requirements-  must have health insurance as a condition of enrollment. This must be a United States-based insurance with major medical coverage, in order to meet residency requirements as established by the U.S. State Department. If you have insurance and wish to be exempt from the University group policy, the deadline for providing proof of alternative insurance is the end of the second week of class.

To be exempt from the University group policy, please bring your policy provisions- stipulating the amount of coverage for illness and injury- to the office of Judy Assad, which is located in the Doolittle Annex Building. You may also e-mail your policy prior to your arriving at Embry-Riddle. Your information will be forwarded to the Health Insurance Coordinator, who will waive you out of the school insurance, and your account will be credited. If you do not provide proof of your alternative coverage by the second week of class, you will be responsible to pay for the University insurance policy.

• All registered domestic students taking credit hours are required to purchase the basic benefits of this insurance plan. Insured students may purchase Major Medical Option I or II on an optional basis.
  
• All International students who are in traditional academic programs are required to purchase the basic benefits of this insurance plan. All insured students may purchase the optional catastrophic coverage.
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• Eligible students who enroll may also insure their dependents. Eligible dependents are considered the student's spouse or domestic partner and their children (under 25 years of age) who are not self-supporting and live with the insured, or who are a full-or-part-time students. Under certain circumstances, the named insured may also cover a dependent child to the end of the year in which the dependent reaches the age of 30.

How to Waive out of this Plan

Spring 2012 waiver dates are 12/07/2011 through 01/18/2012. During this time, Embry-Riddle students can access the insurance waiver though Web Advisor. International students and ERLI students cannot complete this online waiver. Please see above under "Who is Eligible" for instructions.

1) Go to your ERNIE account and click on the "Campus Solutions" icon.

2) Go to"Main Menu" and click on "Campus Community" and then "ERAU Health Services"

3) Click on "Complete Health Insurance Data" and complete your insurance waiver online

Troubleshooting...

If you have trouble with your PIN # logging into ERNIE you will need to reset it to continue. If the problem persists, please contact IT at 386-226-6990

If you are using TRICARE insurance you will need to input your social security number in place of account number. Contact your TRICARE insurance representative if you need additional assistance with questions regarding your plan.

International/ERLI students will have to see Judy Assad in the Doolittle Annex to waive out of the insurance plan.

The waiver will not be available to complete until December 07, 2011. Download the complete plan highlights for further insurance information. Failure to waive the insurance by the semester deadline will result in the non-refundable insurance fee remaining on your student account. Embry-Riddle is not responsible for insurance waivers which are submitted after the deadline. If you need additional information or are having trouble waiving out, please contact the Health Services office at (386) 226-7917.

An Overview of Your Plan Benefits

Global Emergency Services

Enrollment with United Healthcare Student Resources includes a unique global emergency services from Scholastic Emergency Services (SES). This program immediately connects you to doctors, hospitals, pharmacies and other services, if you experience a medical emergency while traveling 100 miles or more from your permanent residence, campus location or in another country.

The preferred provider for this plan is United Healthcare Options PPO. If care is received from a preferred provider, any covered medical expenses will be paid at the Preferred Provider level of benefits. If the covered medical expense is incurred due to a medical emergency, benefits will be paid at the preferred provider level of benefits. In all other situations, reduced or lower benefits will be provided when an out-of-network provider is used.

Need More Information?

Please contact your Student Health Center:

• Daytona Beach Student Health Services: 386-226-7917
• International/ERLI student information - Contact Judy Assad at 386-226-6579
• Prescott Student Health Center: 928-777-6653
• United Healthcare Student Resources Customer Service: 800-767-0700 or 800-237-0903 extension 6240